Uber has changed the way we travel. By simply using the Uber app, you can request a ride within minutes, simplifying the way we move around. However, with convenience comes risks. Crashes can still take place, leading to potential passenger injuries.
This article explores the most common injuries in Uber-related accidents, the process of determining fault, and the legal steps involved in pursuing compensation.
Typical Injuries in Uber Accidents
When riding in an Uber, many different types of injuries, especially if the driver is involved in an accident. Among the most common injuries are:
Neck Injuries: Whiplash often results from rear-end crashes, resulting in pain and stiffness. It can take time to develop symptoms, making it hard to immediately detect.
Broken Bones: Accidents can easily cause fractures, especially in limbs. They may need surgery or prolonged recovery time.
Head and Brain Injuries: From mild concussions to severe TBIs, head injuries can vary in severity. Head injuries can affect cognition and health for a long time.
Back and Spinal Cord Injuries: Back and spine injuries are common in high-impact crashes. They often result in long-term pain and expensive treatments.
Strains and Sprains: These injuries can involve torn ligaments, strained muscles, and more. Despite being "minor," they can cause considerable pain and complications.
Cuts and Lacerations: Shattered glass or other uber cab news lawsuit debris from an accident may lead to severe cuts. Such cuts may need immediate medical attention, including surgery.
Figuring Out Fault in Uber Injury Cases
Determining fault in Uber accident cases can be tricky. Multiple parties might share the blame for an accident. The responsible party could be the Uber driver, another vehicle, or someone else.
Uber’s Driver: The Uber driver can be responsible for any injuries if they were at fault. Examples include speeding, DUI, or violating traffic rules.
Another Motorist: If another vehicle was at fault, their driver could be liable for the accident.
The Role of Uber: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. For accidents during rides, Uber provides liability coverage of up to $1 million.
Third-Party Liability: Third parties, such as government entities or manufacturers, may be liable. In such cases, lawsuits may involve multiple parties to determine responsibility.
Uber’s Insurance Policy for Riders
The amount of insurance Uber provides depends on when the accident happens. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
No App Usage: If the Uber driver is not using the app, they must rely on personal coverage.
Driver Awaiting Ride Requests: While waiting for a ride request, Uber’s insurance offers minimal coverage. This includes up to $50,000 per person for injuries and $25,000 for property damage.
Active Uber Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
Filing a Legal Claim After an Uber Accident
In severe injury cases, legal action might be the best option if insurance fails. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.